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Dental Insurance: Taking Care of Your Teeth

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Written by animalszoom

Brush your teeth before bed. Floss daily. Avoid sugary foods. These words have been spoken by parents everywhere. It is necessary to instill good dental hygiene in children, but once these children grow up, many of them start neglecting their teeth. While careful care of your teeth in the early stages of life is crucial, maintaining this care throughout your adult life and old age is just as important. In fact, as you age, many problems can develop that can cause irreparable and often costly damage. Obviously, taking care of your teeth is a lifetime commitment.

Once children have their first teeth, they are prone to tooth decay. At this age, parents must be committed to establishing a dental care routine. This includes regular visits to the dentist, which should be recommended first around age 1. At the age of two or three, many children have full deciduous teeth. Sadly, it’s not uncommon for two-year-olds to have cavities. With a dental hygiene routine, this can be avoided.

In fact, it is not age that causes tooth decay, but neglect. To be sure, adults who do not take care of their teeth will always have dental problems. Unfortunately, despite your best dental hygiene efforts as an adult, serious problems can still occur, including: cavities, gum disease, misplaced teeth, and root decay. While these problems may be unavoidable, it’s still imperative that you take care of your teeth dutifully and monitor them for signs of problems.

There’s no denying that having a cavity or recovering from a root canal can be painful and devastating to your life. Also, when it comes to your teeth, consider not only the cost of your health, but also the cost of your wallet. Dentists are trained professionals and their services do not come cheap. Without financial assistance, many are forced not to have dental exams, with consequences.

Few provinces in Canada offer dental services. At best, a province can provide basic dental care until age 12, or can provide insurance for people who are receiving social assistance. For most Canadians without an employee health plan, the financial burden falls entirely on the individual. Plan ahead for your child’s braces, your own surgery or dentures if you want to avoid costly expenses. Buying dental insurance is your best defense against expensive dental bills.

Having supplemental health insurance allows you to follow a dental hygiene routine, including regular visits to the dentist. Dental insurance plans will vary, but there are some that will adequately meet your needs. For example, choosing a Basic Supplemental Dental Insurance Plan provides 50% coverage for your first $1,150 of eligible services in your first year of coverage. For your first $300 of service in the second year, this increases to 80%.

Whether you’re going to the dentist for a checkup or because of an unexpected dental problem, you should be prepared for the financial cost. Taking care of your teeth is a lifelong commitment and a job you must take seriously.

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